Hemant Gala leads Payments, Banking & Financial Services for PhonePe. He has been part of the core team at PhonePe building the payments business from early days. Prior to PhonePe he was instrumental in driving the payments strategy for Flipkart & building a strong payments backbone for the commerce business. Hemant has 16 years of experience & been working in the Payments space for more then a decade with leading roles at Flipkart, Visa, ICICI Bank & HSBC. With experience across diverse industries like Payments, E-commerce, Global network & Banking he brings great view of the Payments ecosystem.